Introduction: The Real Reason You Struggle with Money
Do you ever feel like no matter how hard you work, money just doesn't stick around? Maybe you earn a good income, but unexpected expenses constantly wipe out your savings, blocking your path to Wealth. Or perhaps you're trying to grow your business, but clients disappear just when things seem to be picking up. You might even carry a hidden belief that you're not meant to be wealthy—that luxury and Abundance are for others, but not for you.
If this sounds familiar, you're not alone. Many people experience this frustration, believing that if they just work harder or find the right strategy, their financial situation will transform. But what if the solution isn't about doing more? What if the real key lies in addressing the invisible internal Money Blocks that repel Wealth?
These patterns aren't random bad luck. They're often signs of deeply rooted Money Blocks—limiting beliefs, emotional wounds, and subconscious programming that sabotage your financial success regardless of how hard you work. The good news is that these blocks can be cleared, and one of the most powerful methods for doing so comes from an ancient Hawaiian practice called Ho'oponopono, a profound tool for healing your relationship with money.
In this comprehensive guide, we'll explore how to use Ho'oponopono to release what's holding you back financially and open yourself to a life of Abundance, luxury, and effortless Wealth attraction. Whether you're new to energy work or have practiced manifestation techniques before, this approach will offer you a profound path to financial freedom and a transformed relationship with money.
Understanding Your Money Blocks: The Hidden Barriers to Wealth
What Are Money Blocks?
Money Blocks are subconscious beliefs, emotional patterns, and unprocessed experiences that create resistance to Wealth and Abundance. They operate like invisible walls that prevent money from flowing into your life, no matter how many practical strategies you implement. Think of them as energetic barriers that contradict your conscious desires for prosperity.
These blocks often form early in life through childhood experiences, family conditioning, cultural messages, and past financial traumas that require deep healing. They become so ingrained in your thinking that they feel like truth rather than the subjective beliefs they actually are.
Common Money Blocks That Ho'oponopono Can Heal
Through the practice of Ho'oponopono, you can address and release various types of financial limitations for true healing. Some of the most common Money Blocks include:
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"Money is the root of all evil" or "Rich people are greedy": These beliefs create subconscious guilt and shame around possessing Wealth, causing you to sabotage your financial success.
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"I don't deserve to be wealthy": This deep-seated sense of unworthiness often stems from childhood experiences, leading to self-sabotage when financial opportunities arise, a key area for healing.
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"Money is hard to come by" or "I have to struggle to make money": These beliefs ensure that you continue to experience financial difficulty, blocking Abundance.
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Fear of losing money: This anxiety often creates the very loss you fear, as energy follows focus.
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Feelings of guilt about having more than others: This especially applies to family members or friends who struggle financially.
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Believing that spiritual people shouldn't desire wealth: This false dichotomy between spirituality and prosperity creates inner conflict around money.
How Money Blocks Show Up in Your Life
Money Blocks manifest in various ways in your daily life and financial experiences. You might recognize them through:
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Consistently earning less than you need or desire despite your qualifications and effort
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Unexpected expenses that inevitably arise just when you're getting ahead, disrupting your Abundance
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Difficulty charging what you're truly worth in your business or profession
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Feelings of anxiety, guilt, or discomfort when dealing with money
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Procrastination around financial tasks like billing, taxes, or budgeting
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Attracting clients who don't value your work or who are slow to pay
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Self-sabotaging behaviors just when you're on the verge of financial success
The Foundation of Ho'oponopono: Ancient Wisdom for Modern Prosperity
What is Ho'oponopono?
Ho'oponopono (pronounced ho-oh-pono-pono) is an ancient Hawaiian practice of forgiveness, reconciliation, and spiritual cleansing for deep healing. Traditionally, it was used to heal families and communities by resolving conflicts and restoring harmony. In its modern form, it has evolved into a powerful personal practice for clearing subconscious memories, limiting beliefs, and negative patterns that cause suffering and limitation in our lives, including Money Blocks.
The practice was popularized in recent times by Dr. Ihaleakala Hew Len, who famously used Ho'oponopono to heal an entire ward of mentally ill criminals. This demonstrates a core principle of Ho'oponopono: by taking responsibility for cleaning our own inner world, we can transform our external reality, including our Wealth.
The Four Sacred Phrases of Ho'oponopono
At the heart of modern Ho'oponopono practice are four simple but profoundly transformative phrases for healing:
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I'm sorry: This represents your recognition of and responsibility for the limiting beliefs and Money Blocks that exist in your subconscious.
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Please forgive me: This is a request for forgiveness—from the Divine, your higher self, or even the parts of yourself that have been harmed by these limiting patterns around money.
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Thank you: This expresses gratitude for the healing that is taking place, even before you see external evidence of Abundance.
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I love you: This is the most powerful healing energy in the universe for transforming your relationship with money.
These phrases may seem deceptively simple, but they carry deep vibrational energy that can transform your subconscious programming about Wealth when practiced with sincerity.
How Ho'oponopono Works for Financial Abundance
Ho'oponopono operates on the principle that our external reality is a reflection of our internal state. The financial challenges you experience outwardly mirror internal Money Blocks. Unlike manifestation techniques that focus on attracting what you want, Ho'oponopono focuses on clearing what prevents you from naturally receiving Abundance.
The practice works at the subconscious level, where approximately 90% of your beliefs and behaviors about money originate. By repeating the four phrases with specific intention toward your Money Blocks, you effectively reprogram your subconscious mind, releasing the negative emotions and limiting beliefs that have been hindering your financial flow toward Wealth.
As you clear these inner obstacles through Ho'oponopono, you naturally begin to vibrate at a different frequency—one that attracts opportunities, inspired actions, and financial blessings with greater ease for true Abundance.
Healing Your Relationship with Money: A Step-by-Step Ho'oponopono Practice
Preparing for Your Ho'oponopono Money Healing Practice
Before beginning your Ho'oponopono practice for clearing Money Blocks, it's helpful to create the right environment and mindset for healing:
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Find a quiet space where you won't be interrupted for at least 15-20 minutes.
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Sit comfortably with your spine straight.
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Take several deep breaths to center yourself for healing.
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Set your intention for healing your relationship with money.
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Place your hand on your heart or your lower belly—where financial fear often resides—to bring loving awareness to that area.
Step-by-Step Ho'oponopono Meditation for Money Blocks
Follow this guided process whenever you feel scarcity, financial fear, or lack-based anxiety about money:
Step 1: Connect with Your Money Story
Bring to mind your specific financial challenges or Money Blocks. This might be a debt that burdens you, a pattern of always being broke, or fear of charging your worth. Allow these feelings and memories to surface without judgment for healing.
Step 2: Apply the Four Phrases to Specific Money Blocks
Direct the Ho'oponopono phrases toward each Money Block that arises for healing:
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To a specific financial fear: "I'm sorry for holding onto you. Please forgive me for resisting the lesson. Thank you for showing me where I needed healing. I love you."
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To past financial mistakes: "I'm sorry for the money mistakes I made. Please forgive me for any financial harm. Thank you for the valuable lessons. I love you."
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To feelings of unworthiness around Wealth: "I'm sorry for believing I don't deserve Abundance. Please forgive me for rejecting prosperity. Thank you for protecting me. I love you."
Step 3: Dialogue with Money as Energy
Visualize money not as paper currency but as a conscious, abundant energy. See it as a warm golden light representing Wealth. Then speak to it directly using Ho'oponopono: "I'm sorry for pushing you away. Please forgive me for misunderstanding you. Thank you for every time you supported me. I love you."
Step 4: Anchor New Prosperity Beliefs
Complete your Ho'oponopono practice by affirming new, empowering beliefs about money and Abundance: "I am worthy of Wealth. Money flows to me easily. I trust in the Abundance of the universe."
Practical Techniques for Applying Ho'oponopono to Money Healing
Beyond the formal meditation, there are many ways to integrate Ho'oponopono into your daily financial life for ongoing healing:
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Before paying bills: Silently repeat the four phrases to bless the money going out and transform any resentment into gratitude.
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When making purchases: Use Ho'oponopono to clear any guilt or fear around spending, affirming your worthiness of Abundance.
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During financial decisions: If you feel indecisive or anxious about a money choice, pause and repeat the phrases until you feel clearer.
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When receiving money: Acknowledge the flow with gratitude and use Ho'oponopono to clear any unworthiness about Wealth.
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Journaling practice: Write down your Money Blocks and limiting beliefs, then apply the Ho'oponopono phrases to each one in writing for deep healing.
Deepening Your Practice: Advanced Ho'oponopono Techniques for Wealth
Working with Financial Archetypes
Your relationship with money often connects to specific archetypal patterns. Identifying your dominant financial archetype can help you target your Ho'oponopono practice more precisely for healing specific Money Blocks.
Ho'oponopono for Ancestral Money Patterns
Financial limitations often pass through generations as inherited beliefs and energetic patterns. Ho'oponopono can help heal these ancestral Money Blocks for generational healing:
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For generational scarcity patterns: "I'm sorry for the scarcity beliefs carried through my family line. Please forgive the struggle and lack. Thank you for their resilience. I love you, and I now choose to create a new financial legacy of Abundance."
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For inherited beliefs about work and money: "I'm sorry for the belief that money requires back-breaking labor. Please forgive the notion that Wealth is only for certain people. Thank you for the opportunity to transform these patterns. I love the freedom that comes with releasing ancestral limitations to Abundance."
Creating a Ho'oponopono Wealth Ritual
Enhance your practice with this powerful Wealth-attraction ritual using Ho'oponopono:
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Set your sacred space for healing.
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Place currency visibly as a physical representation of money energy.
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Begin with cleansing breath, releasing all financial worry.
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Recite the Ho'oponopono phrases directed toward your relationship with money.
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Visualize golden light filling your body and financial accounts with Abundance.
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Express gratitude for the Wealth already flowing to you.
The Power of Consistency in Your Practice
While even a single Ho'oponopono session can create shifts, consistent practice yields the most profound and lasting results for healing Money Blocks. Consider these approaches to maintain regularity in your healing journey with money:
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Morning and evening practice: Dedicate 5-10 minutes each morning and night to financial Ho'oponopono.
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Trigger-based practice: Use specific triggers in your day—like reaching for your wallet or checking your accounts—as reminders to repeat the four phrases for healing.
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Weekly deep cleaning: Set aside 20-30 minutes each week for a more extensive Ho'oponopono money healing session.
Remember that the effects are cumulative. Each repetition of Ho'oponopono cleans your financial energy a little more, until you reach a tipping point where Abundance begins flowing with noticeable ease.
Manifestation in Action: Recognizing Signs of Shifting Energy
Inner Shifts That Indicate Healing
As your Ho'oponopono practice takes effect, you'll notice subtle but powerful changes in your thoughts, feelings, and behaviors around money:
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Reduced financial anxiety about Wealth
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Increased worthiness concerning money
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Inspired ideas for generating Abundance
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Positive money conversations
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Generous impulses with your Wealth
External Evidence of Financial Shifts
As your internal landscape transforms through Ho'oponopono, your external financial reality will begin to reflect these changes toward Abundance:
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Unexpected income from new sources of Wealth
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Improved client quality who value your work and pay promptly
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Business breakthroughs leading to greater Abundance
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Favorable financial outcomes with money
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Synchronicities that support your financial goals for Wealth
Conclusion: Your Journey to Financial Freedom and Luxury Living
The path to abundant Wealth and luxury orientation isn't about fixing something broken in you. It's a gentle, profound process of clearing what no longer serves you through Ho'oponopono and returning to your natural state of Abundance. Ho'oponopono offers a beautifully simple yet incredibly powerful way to accomplish this healing of your Money Blocks.
Remember that your Money Blocks didn't form overnight, and their release may also be gradual. Be patient and compassionate with yourself throughout this process of healing. Each repetition of "I'm sorry, please forgive me, thank you, I love you" is another step toward financial freedom and a transformed relationship with money and Wealth.
You are not broken when it comes to money. You are on a sacred journey of remembering your inherent worthiness and your birthright to Abundant prosperity through Ho'oponopono. Luxury, Wealth, and financial ease are available to you as you clear the Money Blocks that have obscured this truth.
Let your Ho'oponopono practice be a loving conversation with the Divine, with yourself, and with money itself for complete healing. Trust the process, celebrate small shifts, and know that as you change your internal world, your external financial reality has no choice but to follow toward Abundance.
Your journey to unprecedented Wealth and luxury living begins with four simple phrases of Ho'oponopono:
I'm sorry. Please forgive me. Thank you. I love you.
Repeat them daily for healing your Money Blocks. Watch your energy shift. Watch your Wealth follow and your Abundance grow.
🌸 About Neeti Keswani
Neeti Keswani is the founder of Plush Ink and host of the Luxury Unplugged Podcast, where luxury meets spirituality. As an author, storyteller, and self-improvement coach, she helps conscious creators and professionals align with purpose, identity, and abundance through mindset transformation and emotional healing.
Her mission is to empower people to live with intention, authenticity, and joy — blending inner work with outer success.
Connect with Neeti:
🎙️ Luxury Unplugged Podcast — https://podcasts.apple.com/us/podcast/luxury-unplugged-podcast-where-luxury-meets-spirituality/id1551277118
📖 Instagram — https://www.instagram.com/keswanineeti/
💼 LinkedIn — https://www.linkedin.com/in/neetikeswani/
🌐 Plush Ink — https://www.plush-ink.com

