Have you ever lay awake at night, mentally running through your numbers, wondering, "Why does it feel like no matter how much money I make, it's never enough?" You work tirelessly, you hit your targets, and you see your bank balance grow, yet that profound sense of happiness and deep contentment remains frustratingly out of reach. You are not alone in this feeling. This relentless chase is a symptom of a deeper disconnect in our relationship with money.
Most of us are taught to view money as a mere tool—a cold, hard metric of success or a means to an end. But what if we’ve been looking at it all wrong? What if money is something far more dynamic and profound? What if the key to unlocking financial fulfillment isn't in earning more, but in perceiving it differently?
This journey into understanding money as spiritual energy can be the catalyst for a profound mindset shift, moving you from a life of scarcity to one of authentic abundance. Welcome to a new perspective where your finances and your inner peace are not separate, but beautifully intertwined.
Beyond the Dollar: Redefining Money as Life Energy
We often get so caught up in the mechanics of earning and spending that we forget the fundamental essence of what money represents. To truly transform our relationship with money, we must first redefine it.
The renowned thought leader and our guiding voice for this concept, Deepak Chopra, offers a revolutionary definition. He states, “Money is life energy that we exchange and use as a result of the service we provide to the universe.”
Let’s sit with that for a moment. Money is life energy.
This isn't just a poetic metaphor. Think about it: we exchange our time, our skills, our creativity, and our effort—all forms of our vital life force—for money. Therefore, every dollar you hold represents a piece of your life energy that you have offered to the world in the form of service.
When you start to see money through this lens, everything changes. It ceases to be an external object to be coveted and becomes a sacred reflection of your internal contribution. This is the core of understanding money as spiritual energy. This pivotal mindset shift is the first step toward achieving genuine financial fulfillment. You are no longer just chasing paper; you are channeling your purpose. This new perspective on money is the foundation for a life of abundance.
The Flow of Abundance: Seeing Opportunities Everywhere
If money is spiritual energy, then it must operate like all energy in the universe—it must flow. A stagnant pond becomes murky, while a flowing river remains fresh and vibrant. The same is true for our finances and our lives. The goal is not to hoard wealth in a dam but to become a clear channel for this energy of abundance.
So, what does it mean to live in the flow of abundance?
It means shifting your focus from accumulation to appreciation. It’s about recognizing the rich tapestry of wealth that already exists in your life—from the relationships you cherish to the opportunities at your fingertips. An abundance mindset recognizes that the universe is inherently generous and that opportunities for growth and prosperity are limitless.
Practical Examples of the Abundance Flow:
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Supporting a Local Business: When you buy from a local artisan or shopkeeper, you are not merely conducting a transaction. You are actively investing in your community, fueling a neighbor’s dream, and participating in a vibrant cycle of mutual support. You are using your life energy to nurture another's, amplifying the flow of abundance for all.
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Giving to a Cause: When you donate to a charity you are passionate about, you are not just giving away money. You are physically and energetically aligning yourself with a positive change. The money you donate becomes an extension of your values, working practically in the world to create the impact you wish to see. This act reinforces the powerful cycle of abundance.
This mindset shift from scarcity—"I never have enough"—to abundance—"I have so much to give and receive"—is transformative. It reframes your entire relationship with money and opens your eyes to the wealth that surrounds you every day.
The Gateway to Abundance: The Unshakeable Power of Gratitude
How do you practically tap into this flow of abundance? The most powerful and accessible key is gratitude.
Gratitude is the spiritual practice that recalibrates your inner compass from lack to plenty. It is the act of consciously appreciating what you already have, which in turn magnetizes more positivity into your life experience. When you approach your finances with a grateful heart, you are sending a powerful message to the universe: "I see and appreciate the abundance already here. I am open to receiving more."
Imagine starting each day not with a groan, but with a moment of thankfulness for the money you have, the opportunities it provides, and the security it offers. You feel grateful for the chance to pursue your passions, to support your loved ones, and to experience the comforts of life.
This simple daily practice of gratitude creates a profound mindset shift. It moves you from a state of wanting to a state of having. And when you feel like you already have, you make financial decisions from a place of power and intention, not fear and scarcity. This alignment is crucial for financial fulfillment. Cultivating gratitude is the simplest way to strengthen your connection to the spiritual nature of money and invite more abundance into your life.
Redefining Your Relationship with Money: A Practical Guide
Understanding the theory is one thing; living it is another. To truly harness money as spiritual energy, we must actively redefine our relationship with money in our daily lives. This isn't about rejecting material comforts; it's about aligning your spending with your soul's deepest desires for joy and fulfillment.
Let’s consider a common scenario: You are shopping and see a beautiful, well-made dress. The old, scarcity-driven mindset might immediately scream, "It's so costly! I could buy five cheaper dresses for that price!" This reaction stems from fear and a focus on quantity over quality.
Now, let’s apply the new lens of money as spiritual energy:
You pause. You feel the texture of the fabric. You admire the craftsmanship. You imagine how it makes you feel—confident, elegant, and truly seen. You realize that the value isn't in the price tag, but in the elevated experience and lasting joy it will bring you. You might decide to save for it intentionally, and when you finally make the purchase, you cherish every dollar spent because it directly translated into a feeling of self-love and pleasure.
This is the essence of a healthy relationship with money. It’s about asking yourself:
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What value am I truly seeking?
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Is this purchase aligned with my inner values?
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Will this bring me genuine peace, pleasure, and contentment?
The same principle applies to a family holiday. If you've allocated funds for a special trip, the abundant approach is to fully immerse yourself in the joy of the experience. Relish the cocktail on the beach, savor the laughter with your family, and be fully present. Instead of anxiously ruminating on the expense, you honor the life energy you exchanged by deriving maximum happiness from it. You are, in effect, blessing the money you've spent and creating a positive "money vibration" for more to flow back to you.
This conscious approach to spending is a fundamental part of your money mindset and a direct path to financial fulfillment.
True Wealth Comes from Within: The Lesson of Inner Richness
Throughout history, spiritual teachers and monks have whispered a timeless secret: true wealth comes from within. This can sound like a cliché until you see it embodied in the world.
Consider the example of Mukesh Ambani and his family in India. They are undoubtedly a symbol of immense financial wealth. However, their lasting strength and influence stem from more than just their bank accounts. Their family is known for being closely knit, with each member actively pursuing their own passions and business ventures. They are not just spending their wealth; they are using it as a platform for growth, contribution, and personal expression.
Some might argue, "They were born into it," but history is littered with stories of heirs who squandered their fortunes. The key differentiator is mindset. When your sense of wealth is internally rooted—in your values, your relationships, and your personal growth—you create a foundation that external market fluctuations cannot easily shake.
This inner wealth is what allows individuals and families to navigate downturns with resilience. It’s not about burying your head in the sand, but about having the inner fortitude to rebuild because your identity isn't solely tied to your net worth. Your purpose and your abundance mindset remain intact. This inner wealth is your greatest asset on the path to financial fulfillment.
When you nurture your inner peace, foster deep relationships, and find joy in simple experiences, you detach from the relentless pursuit of "more." You break free from the pressure to constantly acquire and instead find deep contentment in the life you are consciously creating. This is the ultimate abundance.
Embrace the Shift: Live a Life of Purpose and Fulfillment
The journey to viewing money as spiritual energy is a journey back to yourself. It is an invitation to align your outer financial world with your inner spiritual world. This alignment is where we find true purpose and lasting contentment.
By making this mindset shift, you are not denying yourself luxury or success. On the contrary, you are elevating it. You are ensuring that every financial decision—every dollar earned, saved, spent, or given—is an intentional act that contributes to your financial fulfillment and the well-being of the world around you.
You begin to use money mindfully and with deep gratitude, transforming it from a source of anxiety into a tool for creating a life of abundance, kindness, and meaningful connections.
So, let us embrace this new perspective. Let us see money for what it truly can be: a vibrant, flowing spiritual energy that connects us to a deeper sense of purpose and fulfillment. Stop chasing money, and start channeling your life energy into your purpose. The abundance you seek will follow.
🌸 About Neeti Keswani
Neeti Keswani is the founder of Plush Ink and host of the Luxury Unplugged Podcast, where luxury meets spirituality. As an author, storyteller, and self-improvement coach, she helps conscious creators and professionals align with purpose, identity, and abundance through mindset transformation and emotional healing.
Her mission is to empower people to live with intention, authenticity, and joy — blending inner work with outer success.
Connect with Neeti:
🎙️ Luxury Unplugged Podcast — https://podcasts.apple.com/us/podcast/luxury-unplugged-podcast-where-luxury-meets-spirituality/id1551277118
📖 Instagram — https://www.instagram.com/keswanineeti/
💼 LinkedIn — https://www.linkedin.com/in/neetikeswani/
🌐 Plush Ink — https://www.plush-ink.com
Luxury Unplugged Podcast - Episode: "Money as Spiritual Energy"
Neeti Keswani: Have you ever felt like no matter how much money you make, it's never enough? Like you're constantly chasing more, but that feeling of real happiness and contentment just seems out of reach? Well, you're not alone.
A lot of us think of money as just a tool or a way to measure wealth, but there's more to it than that. Now, think of money as a kind of life energy that flows through everything we do. It's not just about buying stuff or making ends meet; it's also about how we connect with the world around us.
Hi, this is Neeti Keswani, and you're listening to Luxury Unplugged podcast. Today, we are covering the second episode of "Money as Spiritual Energy." Is money spiritual? Does money flow like spiritual energies?
Our guest expert today, the renowned Deepak Chopra, has a powerful perspective on this. He said, and I quote: "Money is life energy that we exchange and use as a result of the service we provide to the universe."
Listen to this quote again: "Money is life energy that we exchange and use as a result of the service we provide to the universe."
In other words, it's not just about earning and spending; it's also about understanding the bigger picture. When we start to see money this way, something amazing happens. We can use it to bring more meaningful, fulfilling moments into our life. Because we are no longer chasing money; we are finding the purpose, working at it, feeling the growth in it, experiencing the growth in it.
And with every dollar we spend, every dollar we make, every choice we make, we are increasing the fulfillment in our lives. Stick with us as we explore how this new way of looking at money can help us live richer and more meaningful lives.
(Segment Transition)
Neeti Keswani: Now, let's dive into the idea of the flow of abundance. Imagine money as a positive energy—it's all around us, connecting us to people and opportunities. It's not just about what we have; it's about how we use it to make a difference in our lives and in the world.
When we start viewing money through the lens of abundance, we begin to see opportunities everywhere. Then it doesn't become important to just accumulate wealth; it's about appreciating the richness that is already present in our lives.
For example:
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When you support a local business, you're not just buying a product; you're investing in your community and helping someone's dream thrive.
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When you give to a cause you care about, you're not just donating money; you're creating a positive change in your mind because you are working towards that cause. The money you donate is going to work practically on that cause you are so passionate about.
This shift in mindset from scarcity to abundance can truly transform how we experience money. Instead of feeling like we never have enough, we start to see the value in what we already possess and how we are spending it.
(Segment Transition)
Neeti Keswani: So, how do you tap into this flow of abundance? Simply, it starts with gratitude.
When you appreciate what you have, you attract positive energy into your life. Imagine that you're waking up every day and feeling thankful for the opportunities and the money that is being provided to you—whether it is the chance to pursue your passions or support loved ones. Gratitude helps us shift from focusing on what we lack to embracing the abundance all around us.
When we approach money with this mindset, our financial decisions become more intentional and aligned with our values. We start to use money as a tool for personal growth and positive impact.
Redefining our relationship with wealth is very important. It is not about redefining just for the sake of it, but because you are wanting to find balance.
Let me give you an example. When you go to shop at a store and you see a beautiful dress, instead of immediately thinking, "Oh my God, it is so costly," you could do two things:
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You could spoil your money's spiritual energy by fixating on the cost.
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Or, you could actually enjoy the texture, the fabric, and think about perhaps buying it in a few days because it brings you genuine joy.
It's never about the quantity; it's about the quality and the emotional value you get. You might be able to buy five dresses for the price of that one, but the happiness you get from wearing that one particular dress—because of the way it makes you look and feel—might make you love every dollar you spent on it.
That is how you need to redefine your relationship with money. It's not about rejecting material comforts or feeling less than if you got a deal. It's about aligning the feelings you have with money with the comforts you're seeking, and understanding why you're seeking them.
(Segment Transition)
Neeti Keswani: We need to recognize, as the monks have said, that true wealth comes from within. What does that mean?
It means that when we nurture the space we live in and the people we are with, and when we enjoy what we have been given, the wealth reflects its true meaning.
I'll give you an example in the Indian context: Mukesh Ambani and his family. They are living a rich, luxurious, billionaire life, but there's more to the story. They're not only financially rich; their family is closely knit, and each person is pursuing a craft or a business of their own, and as a result, they're thriving in it.
Now, some of you may argue that the current generations of heirs are born rich, so obviously they will thrive. But you see, you can lose it all in a moment. The key is this: if your basics of wealth are clear, you will thrive. You don't eventually put yourself in the sand and cry continuously; you build back your wealth because that's what every resilient person does.
It's not that their life is without ups and downs; it's how they are managing it, how they're aligning with money as a spiritual energy, using it for the purposes that bring them happiness.
I believe there's an important lesson from Mukesh Ambani's wealth and his family values. It's about nurturing our inner peace, our relationships, and aspiring for personal growth. When we detach from the relentless pursuit of possessions, we free ourselves from the pressure to always have more. Instead, we find contentment in experiences, in connections, in the simple joys of life.
(Conclusion)
Neeti Keswani: So, let's embrace this new perspective on money. It is a spiritual energy that connects us to a deeper sense of purpose and fulfillment. It helps us align with the happiness that comes from focusing on a goal, towards a business, and from our relationships.
By using money mindfully and with gratitude, we can create a life of abundance, kindness, and meaningful connections.
Thanks for joining us on this journey. If you're enjoying this episode, be sure to subscribe to our podcast for more insights on how luxury meets spirituality in everyday life.
Until next time, stay tuned and stay connected to the richness of life. This is Neeti Keswani for Luxury Unplugged Podcast.