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5 Simple Goddess Lakshmi Puja Secrets for Financial FREEDOM

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Welcome to this sacred episode of the Luxury Unplugged Podcast. I’m Neeti Keswani—Business Storytelling Coach, Ho’oponopono Practitioner, and your guide into a world where luxury meets spirituality. Today’s journey is a spiritual deep-dive into something we often associate with only material gain: Goddess Lakshmi. But let me tell you—her wisdom goes far beyond gold and glitter.

As we celebrate Diwali and prepare our hearts and homes for abundance, I want to reveal five simple yet powerful secrets hidden in the eight divine forms of Goddess Lakshmi. These are not just ancient rituals—they’re spiritual principles that can transform your relationship with money, mindset, and meaning.

Let’s explore this together through ten essential questions.

1. Who is Goddess Lakshmi and what does she truly represent?

Goddess Lakshmi, often symbolized through gold coins and wealth, is actually the embodiment of holistic abundance. Her presence is not limited to financial prosperity—she brings grace, beauty, fertility, health, wisdom, and courage. She is both the giver of material wealth (Dhana Lakshmi) and the divine source of inner peace (Adi Lakshmi). Through her eight forms—known as Ashta Lakshmi—she reminds us that prosperity must be rooted in balance. Whether you’re an entrepreneur or a spiritual seeker, understanding her essence helps align your energy with true fulfillment. Worshipping her means honoring all facets of wealth—time, energy, intellect, relationships, and soul purpose. The moment we see Lakshmi as more than a deity—and instead as a frequency—we begin to attract more of what we truly desire.

2. What are the eight forms of Goddess Lakshmi (Ashta Lakshmi)?

The Ashta Lakshmi are eight divine manifestations that represent different dimensions of abundance. They are:

  1. Adi Lakshmi – Primeval wealth or spiritual wealth
  2. Dhana Lakshmi – Monetary wealth
  3. Dhanya Lakshmi – Agricultural wealth or nourishment
  4. Gaja Lakshmi – Royalty and power
  5. Santana Lakshmi – Progeny and continuity
  6. Veera (Dhairya) Lakshmi – Courage and strength
  7. Vidya Lakshmi – Knowledge and education
  8. Vijaya Lakshmi – Victory and success

Each form blesses a different area of our life. When we engage with these energies mindfully, we don’t just ask for money—we align with divine support across our health, relationships, mindset, and life path. For instance, invoking Vidya Lakshmi during exams or Veera Lakshmi during challenging business decisions brings intentional strength into your actions. These aren’t just symbolic names; they are actionable energies we can tap into every day.

3. How can Adi Lakshmi help align us spiritually with abundance?

Adi Lakshmi is the original form of the goddess—the mother of the universe. She represents spiritual abundance and is the keeper of divine peace. When we feel anxious, fearful, or disconnected from our purpose, Adi Lakshmi can help restore that connection. She reminds us that wealth is not merely external but rooted in internal stillness and clarity. Her presence is invoked through silence, self-reflection, and spiritual practices like Ho’oponopono, journaling, or chanting. If you’re looking for abundance that lasts—not just a lucky break—then Adi Lakshmi’s vibration is where your journey should begin. She is the foundation that supports all other forms of Lakshmi. Without this spiritual grounding, no material wealth can offer true peace.

4. What’s the deeper meaning behind Dhana Lakshmi and Dhanya Lakshmi?

While Dhana Lakshmi represents financial resources, Dhanya Lakshmi is about food and nourishment—literally and metaphorically. In today’s context, Dhana Lakshmi helps us navigate our income, savings, and investments. Dhanya Lakshmi ensures that we’re emotionally and physically nourished, that we eat with gratitude and provide for others. When these two energies are balanced, we experience security—not just in our bank account, but in our body and mind. To attract these forms, reflect on your relationship with money and food. Are you hoarding wealth or overspending to feel worthy? Are you nourishing your body or just filling it with convenience? These questions unlock your readiness to receive blessings from both Dhana and Dhanya Lakshmi.

5. How does Vidya Lakshmi empower your growth and success?

Vidya Lakshmi is the goddess of knowledge, learning, and skills. In today’s world, she is your go-to source of creative inspiration and clarity. Whether you’re learning a new tool, crafting a new story, or rebranding your personal identity—Vidya Lakshmi fuels your intellectual expansion. She’s also the form of Lakshmi most connected to students, teachers, authors, and spiritual seekers. When you feel stuck in your career or confused about your life path, invoke her. Read books that inspire you. Attend workshops. Journal. Take action that aligns with your higher intellect. I often say: you are one powerful idea away from a breakthrough. That idea comes from invoking Vidya Lakshmi with intention.

6. What does Vijaya Lakshmi teach us about achieving goals?

Vijaya Lakshmi represents success—but not through shortcuts. She teaches us that true victory comes through perseverance, alignment, and divine timing. In your journey toward financial freedom or career growth, it’s easy to feel frustrated when results don’t show up right away. Vijaya Lakshmi reminds us to trust the process. The inner work you’re doing, the mindset you’re shifting, and the daily actions you’re taking are adding up. She blesses your courage to keep going—even when you’re doubting the outcome. If you’ve been facing obstacles or delays, use this Diwali season to reaffirm your faith in divine timing. Light a diya with the intention of staying committed to your long-term vision, and Vijaya Lakshmi will walk with you.

7. How does Veera Lakshmi support us in times of fear and uncertainty?

Veera Lakshmi (also known as Dhairya Lakshmi) embodies courage, resilience, and emotional strength. She is especially relevant when we feel vulnerable—financially, emotionally, or socially. In uncertain times, fear becomes the biggest block to action. Veera Lakshmi helps us move through fear—not by removing it entirely, but by making us braver than our doubts. If you’re launching something new, facing criticism, or struggling with anxiety about the future, call on her. One way I like to connect with this energy is by using breathwork or chanting the Lakshmi mantra with boldness. Say it aloud. Move your body. Let the fear transmute into fire. Veera Lakshmi turns hesitation into fierce grace.

8. How can Lakshmi Puja practices be personalized for modern lifestyles?

Lakshmi Puja doesn’t have to be an elaborate ritual. In fact, some of the most powerful practices are the simplest:

Whether you’re a working mom, a student, or a spiritual entrepreneur, these practices bring sacredness into your daily routine. I always say: spirituality should feel like coming home to yourself. And when you personalize your Lakshmi worship, you open the door to real transformation.

9. How does this all relate to financial freedom?

True financial freedom isn’t just about having a certain amount in the bank. It’s about emotional, mental, and spiritual freedom in how you relate to money. It’s waking up without dread, choosing work that lights you up, spending without guilt, and giving with joy. Goddess Lakshmi teaches us that this freedom is accessible—if we’re willing to do the inner work. Through clarity, gratitude, and aligned action, we begin to shift our money stories. We stop hustling from scarcity and start building from abundance. This Diwali, I invite you to redefine wealth. Let it be rooted in trust, growth, and giving. That’s where real luxury begins.

10. What is the one takeaway message from Goddess Lakshmi for this Diwali?

The one message I feel Lakshmi is offering us right now is: You are already worthy of abundance.
You don’t have to prove yourself. You only need to align with who you truly are. The light you seek outside already exists within you. The divine feminine energy of Lakshmi is not reserved for temples or festivals alone—it is in your breath, your actions, your mindset. Let this Diwali be your inner revolution. Cleanse the clutter, light up your beliefs, and set an intention that serves your highest self. The world needs your light. And Lakshmi is waiting to walk beside you.

Final Thoughts

This Diwali, let’s go beyond gold coins and into golden intentions. The Ashta Lakshmi aren’t just forms of a goddess—they are facets of your own divine potential. And when you align with them, financial freedom becomes more than a number. It becomes a state of grace, creativity, and service.

Let this be the year you transform your wealth story—starting from within.

About Neeti Keswani

I’m Neeti Keswani—Business Storytelling Coach, Ho’oponopono Practitioner, and the host of the Luxury Unplugged Podcast. I help spiritual entrepreneurs, creatives, and professionals heal their inner story, so they can build a brand that feels aligned, profitable, and free.

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Wishing you abundance and grace this Diwali and beyond.

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